Four free reports a year

RBI rules give you one free full report a year from CIBIL, Experian, Equifax and CRIF High Mark. The app links to each official site.

Read on your phone

Open the report PDF and the app finds your score, report date and account summary. The PDF never leaves your phone.

Score simulator

See how paying down a card, fewer applications or time could move your score, with tips for your biggest lift.

No sign-up, no PAN

No accounts, no ads, no analytics. Saved scores are encrypted, and an optional fingerprint or face lock keeps them yours.